At Richmond Wellness, we are committed to providing great resources to our clients that make every area of their life well and stress-free. Hunter Tatum with Virginia Insurance Services is a part of that! If you or someone close to you is getting married soon, check out her offerings. It can save a world of stress and trouble! Read on for more info ..

Is it true that it’s good luck to rain on your wedding day with the extreme weather we get here in the Richmond area; what if it occurs on or before your wedding day? What if you lose your deposits, all your wedding gifts and photographs were damaged because of the wind, power outage, or water damage? What if the venue itself was damaged? Maybe that is not so lucky… There is a relatively inexpensive solution to these common problems. Wedding insurance. Don’t let the weather be a wedding disaster on your wedding day! With wedding insurance, you could include reimbursement for certain non-recoverable expenses if severe weather forces you to postpone the wedding.

On the contrary, let’s talk about wedding crashers. We have all heard the term liquor is quicker! Liquor at a wedding is another key word for liability. So, what happens when your intoxicated guests start damaging tables, chairs, or maybe the historic beautiful venue you rented for your wedding day? Your intoxicated guests just might cost you a law suit. How do you protect yourself from an incident like this at your wedding? Wedding insurance could include coverage for liquor related events by adding coverage for liquor liability.

Speaking of liability, brides and grooms who have just signed the contract for their venue may need to find liability insurance to satisfy their contract. This “liability” requirement is the basis for wedding insurance. Liability coverage is very common now days. Let’s say you have sparklers for all your guests to light the way of your grand exit. All those little embers from the sparkers smolder into the carpet that lead you to your getaway car and your little cousin burns them self with the sparker. Liability coverage could protect yourself in case a guest is injured or causes damage to property.

There are so many potential wedding crashers and disasters that could happen on your wedding day. There is a solution for many of these risks by protecting yourself with wedding insurance. Checking with a local agent in your area to review your options doesn’t cost you anything, but a few minutes of your time! For Virginia residents you can contact anyone, but a local Richmond wedding insurance resource can be found at Virginia Insurance Services. Remember, one ounce of prevention is better than a pound of cure!

DISCLAIMER: Not all policies are created equal. Read your policy carefully and consider any coverages offered you don’t add.

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